How do I enroll in the Accelerated Rewards program?

Simply apply for a Heritage Credit Union rewards credit card. Once approved, you’ll automatically be enrolled and start earning points immediately.

What purchases earn enhanced points?

Enhanced rewards apply to categories like travel bookings, dining, entertainment, and international purchases. Everyday transactions also earn base points.

Is there a limit to how many points I can earn?

No — there’s no cap on how many points you can accumulate. The more you use your card, the more rewards you gain.

Do my rewards points expire?

Your Accelerated Rewards points remain valid as long as your account is active and in good standing.

Can I combine my points with other Heritage reward programs?

Yes, members can merge or transfer points between select Heritage Credit Union reward programs for maximum value.

Accelerated Rewards | Heritage Credit Union

Turn Every Purchase Into a Travel Opportunity

Heritage Credit Union’s Accelerated Rewards program is designed to help travelers, dreamers, and achievers get closer to their goals. Whether you’re planning your next business trip or vacation, every swipe of your Heritage credit card earns you enhanced travel rewards that convert into flights, hotel stays, car rentals, and more.

Airline Miles

Earn up to 3x points on flights and accelerate your next getaway faster than ever.

Hotel Rewards

Redeem your points for luxury or budget-friendly stays worldwide with no blackout dates.

Dining Perks

Get bonus rewards when dining at restaurants and cafes, locally or abroad.

Car Rentals

Use your rewards to save on top car rental companies and explore with freedom.

Cruise Points

Apply your rewards to cruise bookings and experience ocean travel in style.

Shopping Rewards

Everyday purchases help you build points — from groceries to online shopping.

Why Choose Accelerated Rewards?

With Heritage Credit Union’s Accelerated Rewards, you get more than just points — you gain financial momentum. This program is designed to multiply your rewards on specific categories that align with your lifestyle, such as travel, dining, and entertainment. Members also enjoy exclusive offers, partner discounts, and travel protection services that make every journey smoother.

Heritage Credit Union Accelerated Rewards

Accelerated Rewards