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Financial Benefits
- Overdraft facility up to 3x monthly salary
- Preferential rates on personal loans
- Free unlimited ATM transactions
Experience premium banking with Heritage Bank's Salary Account. Designed specifically for working professionals, our salary accounts offer a range of exclusive benefits, zero-balance maintenance, and premium banking services to make your financial life easier.
Perfect for entry-level professionals with monthly salary up to $3,000. Enjoy basic banking benefits.
Learn MoreEnhanced benefits for professionals with monthly salary between $3,000 - $10,000.
Learn MoreExclusive privileges for executives with monthly salary above $10,000.
Learn MoreTailored solutions for corporate employees with special company benefits.
Learn More
No minimum balance requirements. Your salary account stays active without any monthly maintenance charges.
Free personal accident insurance and air accident coverage for premium account holders.
Special rates and offers on family member accounts. Free fund transfers to linked accounts.
Free access to our premium digital banking platform with advanced features and security.
Opening a salary account is easy. Your employer needs to submit a request along with required documentation. Individual employees can visit any branch with their ID, address proof, and employment letter.
Your salary account can be converted to a regular savings account. Alternatively, you can submit your new employer's details to continue enjoying salary account benefits.
Eligible salary account holders can access overdraft facilities up to 3 times their monthly salary. The limit depends on your salary amount and account type.
“I wanted a safe place to invest my savings, and Heritage Credit Union’s Fixed Deposit gave me complete peace of mind. The returns are guaranteed, and the process was simple and transparent.”
“What I appreciate most is the clarity—no hidden charges, no surprises. I knew exactly how much I would earn at maturity. Heritage Credit Union truly delivers on trust.”
“The flexible tenure options helped me plan my finances better. Auto-renewal and timely alerts make managing my fixed deposit completely hassle-free.”
