About the Business Travel Card

The Heritage Credit Union Business Travel Card is built for professionals who travel for work and want a seamless, rewarding experience. Whether you’re booking flights, staying in hotels, or entertaining clients abroad, this card gives you travel rewards, low foreign transaction fees, and premium travel insurance coverage — making every trip smarter and more efficient.

Designed with the needs of business owners and corporate teams in mind, our Business Travel Card combines financial control with exclusive benefits that make travel easier. Accepted worldwide, it helps you manage expenses, earn valuable points, and enjoy travel perks that traditional cards can’t offer.

Global Travel Rewards

Earn points for every dollar spent on flights, hotels, and dining while traveling for business.

No Foreign Transaction Fees

Save more on every international payment with zero foreign exchange charges.

Advanced Security

Travel safely with real-time fraud alerts, contactless payment, and zero liability protection.

Expense Management Tools

Track and categorize spending with our business expense dashboard for smarter budgeting.

Key Benefits

1. Global Acceptance: Use your card in over 200 countries with Visa/Mastercard network support.
2. Travel Insurance: Get automatic travel accident and trip delay coverage.
3. Airport Lounge Access: Relax before your flight with exclusive lounge privileges.
4. Cashback on Travel Purchases: Earn up to 3% cashback on eligible travel-related expenses.
5. Simplified Statements: Consolidated monthly summaries to make reporting and tax filing easier.

Why Choose Heritage Credit Union?

As a trusted financial institution, Heritage Credit Union is dedicated to empowering businesses through accessible and secure financial solutions. Our Business Travel Card gives you global access, local support, and unbeatable travel rewards — all backed by personalized member service.

Whether you’re attending conferences, meeting clients abroad, or expanding your business into new markets, this card ensures that you have the financial flexibility, protection, and perks to make your journey smoother and more productive.

Eligibility & Application Process

To apply for the Business Travel Card, you must have an active business account with Heritage Credit Union. The process is quick and transparent:

Step 1: Fill out our online application form.
Step 2: Provide business identification and recent financial documents.
Step 3: Wait for approval within 2–3 business days.
Step 4: Receive your card and start earning travel rewards immediately.

Frequently Asked Questions

Let's Answer Some Of Your Questions Or Frequently Asked Questions

The Heritage Business Travel Card focuses specifically on travel-related benefits such as airport lounge access, travel insurance, no foreign fees, and higher cashback rates on travel spending.

Yes, a modest annual fee applies, which is offset by the rewards and travel benefits you earn throughout the year.

Yes, additional cards can be issued under one business account, allowing you to track and manage team expenses efficiently.

Absolutely! The Business Travel Card is accepted at millions of locations worldwide through the Visa/Mastercard network.

Points can be redeemed for flight tickets, hotel stays, gift cards, or even as statement credits through your Heritage Credit Union rewards portal.

Heritage Credit Union Business Travel Card