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Select your 3% cashback category to match your lifestyle and maximize your savings with Heritage Credit Union across the USA & Canada.
Earn 3% cashback every time you fill up your tank or use ride-sharing services — ideal for daily commuters and frequent travelers.
Get rewarded for your household essentials — earn 3% cashback at grocery stores, markets, and wholesale clubs nationwide.
Whether you’re dining out or streaming your favorite movies, earn 3% cashback on restaurants, cafes, and entertainment platforms.
The Choice Category Rewards program allows you to select one spending category — like groceries, fuel, or dining — to earn 3% cashback. You can change your category every quarter based on your preferences.
You can change your 3% cashback category every three months (quarterly). This gives you flexibility to maximize your rewards based on seasonal or lifestyle changes.
No annual cap applies to your 3% category. Continue earning as long as you use your Heritage Credit Union card on eligible purchases within your selected category.
Yes! You can combine it with other Heritage rewards such as Grocery Rewards or Medical Cashback to build your overall reward potential.
Yes. All reward categories under the Choice Category program are valid for purchases made across the USA and Canada where Mastercard or Visa is accepted.
