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Earn 2% cash back automatically every time you shop at grocery stores and wholesale clubs. Smart savings start with Heritage Credit Union.
At Heritage Credit Union, we believe that your everyday purchases should work for you. With our Grocery Rewards Program, you earn 2% cash back automatically at grocery stores and wholesale clubs across the United States and Canada. From fresh produce to household items, your regular grocery runs can now turn into meaningful savings.
This program is designed for members who value convenience, simplicity, and tangible rewards. You don’t have to enroll manually — once you have a qualifying Heritage Credit Union credit card, your grocery transactions automatically earn rewards every month.
Every grocery or wholesale club purchase earns you 2% cash back, automatically credited to your rewards balance. Whether you’re shopping at Costco, Sam’s Club, Walmart, or your local supermarket, your rewards add up quickly.
Unlike other programs that require you to track categories or register quarterly, our system recognizes grocery and wholesale club transactions automatically — making it simple and effortless.
There’s no cap on how much you can earn. The more you shop, the more rewards you collect. Use your card confidently every week and see your benefits grow.
Every eligible grocery or wholesale purchase is categorized automatically using industry-standard merchant codes. You’ll earn 2% back on every qualifying transaction, which will appear on your monthly statement or rewards portal.
Our goal is to make your everyday spending work smarter — and to ensure that every dollar you spend at your favorite stores brings value back to you and your family.
Here are a few strategies to help you get the most out of your Grocery Rewards program:
By incorporating your card into your daily routine, you not only earn rewards but also build long-term financial benefits with a trusted community credit union.
You earn 2% cashback automatically every time you use your Heritage Credit Union card at participating grocery stores and wholesale clubs. No sign-up or activation is required.
No. The Heritage Grocery Rewards program offers unlimited 2% cashback on qualifying grocery and wholesale club purchases, with no annual caps.
Yes! Grocery Rewards work alongside other Heritage offers such as Sign-Up Bonuses or Seasonal Cashback events, allowing you to earn more rewards faster.
Cashback rewards are typically credited monthly and appear in your account statement within the same billing cycle.
The Grocery Rewards program is currently available for purchases made in the USA and Canada. Purchases outside these regions may not qualify for cashback rewards.
