Fund your renovation projects with competitive rates and flexible terms.
Your home is more than just a space—it’s where your story begins, evolves, and grows. Whether you’re planning a kitchen remodel, adding an extra room, upgrading appliances, or enhancing your outdoor living space, a Home Improvement Loan from Heritage Credit Union gives you the financial foundation you need to make it happen.
Designed with flexibility, affordability, and speed in mind, our loans help you transform your home without overwhelming your budget. With competitive interest rates, custom repayment terms, and easy approvals, we make your renovation journey smooth from start to finish.
From kitchens to backyard patios, fund small repairs or major remodels.
Enjoy low, member-friendly interest rates that fit your renovation plans.
Choose repayment plans tailored to your financial comfort.
Get approved quickly so you can start building sooner.
Appliance upgrades, roofing, insulation, landscaping, and more.
No hidden fees and no surprises—just clear, responsible lending.
Our Home Improvement Loans are designed to be simple, accessible, and member-first. Whether you're tackling a small project or a full-scale renovation, we offer terms and tools that ensure your home upgrade stays within budget.
You can use the loan for renovations, repairs, upgrades, appliances, contractor fees, and more.
Yes, our Home Improvement Loan rates are fixed for predictable monthly payments.
Most applications are reviewed and approved within a short time frame.
In most cases, estimated project details help speed up approval.