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Take care of your health while saving money. With Heritage Credit Union’s Medical Rewards, every visit to your doctor, pharmacy, or wellness center earns you valuable cashback.
The Heritage Credit Union Medical Rewards program is designed to help our members manage healthcare costs while earning rewards for every eligible purchase. From prescription refills and hospital bills to dental treatments and medical supplies, every expense adds up to cashback that supports your financial well-being.
Whether you’re managing routine checkups or unexpected medical needs, our program ensures you get the most value from every dollar spent. Earn up to 20% cashback on Xfinity Medical partners and enjoy ongoing benefits across a wide range of healthcare providers.
Use your Heritage Credit Card at any partnered medical facility, clinic, or pharmacy to qualify for cashback rewards.
Every eligible transaction earns cashback directly to your rewards balance, automatically credited to your account.
Access your rewards through online banking or the mobile app — track balances, redeem points, and view transaction details.
Our Medical Rewards Program covers a wide range of categories, including:
We go beyond traditional banking by offering financial solutions that make everyday life more rewarding. Our Medical Rewards Program is part of a broader effort to support members’ physical and financial health through smart benefits, local support, and global reach.
Earn rewards on medical purchases you already make. More care, more cashback.
Use your card across Canada and the USA at hospitals, clinics, and pharmacies partnered with our network.
Every transaction is protected by advanced encryption and fraud monitoring to safeguard your data and funds.
Enroll in the Medical Rewards program and experience the smarter way to manage healthcare costs. Every swipe of your Heritage Credit Union card brings you closer to better health and greater financial freedom.
Apply Now or visit your nearest Heritage Credit Union branch to get started. Take care of yourself while keeping your finances healthy — that’s the Heritage promise.
Any Heritage Credit Union member with an active credit or debit card can automatically enroll and start earning rewards on eligible medical transactions.
No, there’s no cap on your earnings. The more you spend on eligible healthcare services, the more rewards you earn.
Cashback is typically credited to your account within one billing cycle after the qualifying transaction is posted.
Yes! Dental checkups, orthodontic care, eye exams, and prescription lenses all qualify under our medical rewards program.
Yes, Medical Rewards can be combined with existing cashback offers, promotional discounts, or partner benefits for even greater savings.
