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What is Restaurant Rewards?
Restaurant Rewards is Heritage Credit Union’s member-first dining program that turns your everyday meals into real value. Earn cash back, special discounts, and VIP experiences at participating restaurants — from local favorites and fast-casual spots to national chains and partner venues like Xfinity Restaurants during promotional periods.
Our program is built for members who dine frequently — business teams, families, and food lovers across the United States and Canada. It’s simple: use your eligible Heritage Credit Union card or linked payment, and your qualifying restaurant purchases will automatically earn rewards according to the merchant category and promotion rules.
How the 20% Xfinity Restaurant Promotion Works
Promotion highlight: For a limited time, eligible Heritage members receive 20% cashback on qualifying purchases at Xfinity Restaurant locations when paying with an enrolled Heritage payment method. This promotional cashback is applied in addition to standard program rewards where applicable.
Important: This is a time-limited promotional offer. Eligibility, enrollment, and partner locations vary. Cashback credits appear according to the program posting schedule and are subject to promotional terms and exclusions.
Key Features of Restaurant Rewards
Guaranteed Cash Back
Earn cash back on qualified restaurant transactions automatically — no receipts, no manual claims.
Special Partner Offers
Exclusive partner promotions and bonus categories (like the Xfinity offer) give you higher returns for selected periods.
Local & National Coverage
Participating restaurants across metropolitan centers and smaller communities—designed to benefit members where they live and travel.
Detailed Statements
Monthly rewards statements and an online dashboard let you track earnings, view partner offers, and export transaction data for bookkeeping.
Secure Payments
Card transactions are processed using bank-grade security. Link your Heritage account for safe and contactless payments.
Flexible Redemptions
Redeem cashback as statement credit, direct deposit to your account, or as gift certificates for partnered dining experiences.
Benefits for Members and Businesses
For Members
Save on dining: Earn additional cashback on meals and get exclusive bonuses at selected partners. Ideal for personal and business meal spending.
Convenience: Rewards post automatically; no coupon clipping or manual submissions required.
Visibility: Use the dashboard to see which restaurants and categories earn the most rewards for your household or company.
For Businesses
Employee perks: Offer dining benefits as part of your employee program — perfect for sales teams, client entertainment, and business travel.
Expense tracking: Restaurant Reward reports integrate with business account statements for simpler expense reconciliation.
How It Works — Simple Steps
- Enroll: Confirm your eligible Heritage card is enrolled for Restaurant Rewards via the online portal or mobile app.
- Use: Pay at participating restaurants using your enrolled card or mobile wallet linked to your Heritage account.
- Earn: Cash back and bonus credits are calculated according to merchant category and promotions.
- Redeem: View and redeem rewards in the rewards dashboard for statement credits or partner offers.
Terms, Eligibility & Important Notes
The Restaurant Rewards program and promotional offers are subject to eligibility rules, partner participation, and the Heritage Credit Union Card Agreement. The featured 20% cashback on Xfinity Restaurant purchases is a limited-time promotional offer; exclusions may apply (for example: returns, gift card purchases, or split payments). Always check the full promotional terms and merchant list in your rewards portal.
If you have questions about eligibility or need help enrolling, please contact our Member Support or visit the Contact page.
Want other offers? Compare our Business Cash Back Card or Business Rewards Card for more ways to earn.
